Expert, Payment, Trade Finance And Treasury Services

Job Purpose

• Directly perform transactions, consult, guide and train transaction operations for professional groups at Payment and Trade finance Department Applicable to customer segments including RBG/CBC in the North, CBC in the South and HH/MSME/ESME

• Particularly, the Treasury section applies to interbank organizations and financial markets

Key Accountabilities (1)

1. Contribute to improve progress and procedures, guidelines related to operations of Payments and Trade Finance department
2. Design and organize the training of Domestic Payment, International Remittance, import and export Trade Finance and Treasury operation for all departments in the operations department performed the above operations
3. Customer consultation, Business Units on transactions of Domestic Payment, International Remittance, import and export Trade Finance and Treasury operation
4. Risk consultation for customers related to the implementation of international rules and standards, foreign exchange ordinance and the WTO commitment table on import and export Trade Finance and International Payment; Legal regulations related to capital market operations and capital transaction operations.
5.Consulting operational regulations related to customs clearance, transportation and insurance related to import and export Trade Finance and International Payment
6. Recognize risks, develop and implement risk control measures of the unit during the operation, coordinate with the relevant units to develop risk measurement, assessment and reduction methods.
7. Contribute opinions and implement operational plans related to assigned operational areas

Key Accountabilities (2)
1. Check credit conditions, business conditions and issuing / changing / canceling letters of credit for imported goods / guarantees of the whole system; Endorsement, issuing guarantee for receipt of goods, checking import documents by LC methods, collection request, L / C payment, payment of assistance for collection (DP/DA) and other handling and accounting requirements related operations of the entire system in the scope of authorization
2. LC Notice / Guarantee, LC assignment; LC transfer payment; money accounting; Checking and Processing documents, checking and controlling credit conditions, professional conditions for discounting disbursement ... and other related trade finance operations such as LC confirmation, factoring , ...) in accordance with the Bank's regulations.
3. Control, approve transactions
- Outgoing international remittance, domestic payment and related investigation, Incoming international remittance, domestic payment and related investigation;
- Manage the operation of the system's Western Union remittance and receipt service, and support the deployment of new transaction points
- Correspondent Banks: RMA, Bank ID, the client's MT940 sub-book service on T24, the Bank codes used for interbank payments.
- Fee code on T24 and fee reduction mechanism according to assigned business programs
- Approval limit on T24 according to the authorization decision of each individual in the Payment & Trade Finance department
4. Perform FX, MM, Derivatives, and valuable documents Services of GTS including: confirmation of transactions with partners; procedures related to collateral; booking of trading orders for listed bonds (HNX); bond transfer; accounting and payment according to contract terms; transaction data control...
5. Control and directly perform the following tasks within the professional scope of FX, MM, Derivatives and valuable documents transactions:
+ Prepare and verify transaction documents, accounting/approving accounting (if necessary), transaction validate, transaction payment; ensure transactions are updated on the system and managed in accordance with Techcombank’s regulations and guidelines.
+ Control and solve problems related to operations of FX, MM, derivatives and valuable documents.
+ Drafting contracts, accounting payments for corporate bond purchase and sale transactions
+ Place buy/sell orders on HNX (listed bonds), transfer valuable documents (unlisted valuable documents);

Key Accountabilities (3)
6. Check and compare
- Ensure transaction sufficiency across department system (volume, amount).
- Transactions arising on the internal intermediary account, receivable and payable account
- Report data under the scope of implementation at the department
- Monitor investment nostro accounts, compare transactions made by branches related to GTS
- Prepare reports according to management requirements: due source report, HNX order placement report, end-of-day control report, other reports according to each operation
7. Other
- Coordinate with the Center for Capital Management and Transactions in the Financial Market to regulate and use the funds on liquid Nostro accounts of Techcombank Head Office
- Control the quality of instruction guidance through the Call Center/customer service support email by the department in charge

Other:
1. Participate in projects related to the assigned segments in charge.
2. Perform other relevant tasks as requested by Director, Payment and Trade Finance / Head of Payment and Trade Finance